M-sente is Uganda Telecom’s Financial Services platform that gives UTL customers and business partners a more enhanced Mobile Money experience of a faster, more secure and reliable service enabling them carry out a host of unique financial transactions in a convenient manner.

Subscribers to the M sente platform can access services through USSD, WEB and Mobile Application channels with a multilingual functionality allowing customers to transact in any of the five mentioned languages (English, Luganda, Runyakitara, Luo and Swahili) making life easy.

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M-Sente Products and Services.

The platform offers solutions which can be customized to suit client needs and these include,

  1. Individual solution;

Under this solution account holders are able to send Money, Withdraw Money, buy Airtime, pay for utilities, pay School fees, merchant payments, pay for goods and services, access financial services and many more…

M-Sente subscriber menu – Dial *185#

  1. Send money
  2. Buy Airtime / Bundles.
  3. Withdraw Cash.
  4. Bills And Payments
  5. Check Balance
  6. Buy Goods and services.
  7. Financial Services.
  8. My Account
  9. Change Language.
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